Senior Director of Underwriting, Fraud Monitoring & Boarding

📋 Description

• Lead a team of underwriters, risk analysts, and boarding specialists supporting payments and
• Redesign boarding with AI-first approach for straight-through approval and smarter exception triage.
• Define risk appetite, credit policy, exposure limits, and guardrails across merchant segments.
• Support risk governance rhythm with exception review, delegated authority workflows, and monthly
• Partner with Product, Engineering, Compliance, and vendors to improve KYB/KYC stack and screening.
• Implement automation and AI-assisted document review; ensure outputs are auditable and integrated.

🎯 Requirements

• 8+ years in payments risk, underwriting, boarding ops, or related fields; 3+ years leading teams.
• Deep knowledge of KYB/KYC, ownership verification, financial statement review, exposure modelling
• Experience modernizing boarding processes with automated decisioning and vendor orchestration.
• Familiarity with card brand rules, NACHA, BSA/AML, OFAC, and sponsor bank requirements.
• Strong SQL skills and ability to interrogate portfolio data and model outputs.
• Pragmatic automation/AI mindset with auditable decision-making and governance.

🎁 Benefits

• Remote-friendly role with global collaboration.
• Opportunity to shape risk strategy and operating models across payments and lending.
• Access to Versapay data assets for underwriting and monitoring optimization.
• Collaborative, high-impact work in a scale-up fintech environment.