Quality Assurance Analyst, Credit Risk

📋 Description

• Review mortgage applications before and after funding to verify underwriting standards, policies
• Assess data, documents, broker/insurer submissions, and legal docs to identify discrepancies.
• Identify unusual patterns and potential misrepresentation using internal/external alerts.
• Investigate suspicious files to reduce fraud exposure and credit losses.
• Prepare QA reports with findings and recommendations.
• Perform additional analysis as requested by Risk/QA leadership.

🎯 Requirements

• 3–5 years of experience in mortgage or lending adjudication, underwriting, or related credit
• Experience in mortgage broker channel preferred.
• Strong knowledge of mortgage insurer requirements, underwriting guidelines, fraud indicators, and
• Analytical, investigative, negotiation, and problem-solving skills; ability to spot trends and
• Ability to work independently with limited supervision and make tough recommendations.
• Proficiency with Excel, Word, SharePoint; Google Drive/Sheets/Docs.

🎁 Benefits

• Competitive employee mortgage program with preferential rates.
• Comprehensive health, dental, and vision coverage.
• 100% coverage for eligible medications.
• Unlimited telemedicine and mental health services for employees and families.
• Group retirement savings with employer matching.
• 4 weeks of paid vacation.