Risk Analyst

📋 Description

• Assess and decide on consumer loan applications per policy.
• Review affordability, Open Banking data, credit bureau, docs.
• Identify fraud, AML, and customer vulnerability concerns.
• Ensure decisions align with responsible lending and regs.
• Own applications from initial assessment to resolution.
• Handle diverse applications with risk and customer focus.

🎯 Requirements

• Experience in consumer lending, underwriting, or regulated env.
• Strong analytical and decision-making skills.
• Understanding of affordability, credit risk, fraud prevention, AML.
• Excellent attention to detail and organization.
• Strong written and verbal communication.
• Balance customer outcomes with commercial and risk goals.

🎁 Benefits

• Equity ownership
• Hybrid work with 3 days in the office
• 2 volunteering days per year
• One month sabbatical after 4 years
• Team wellness budget for activities