SBL Credit Analyst II

📋 Description Analyze financial statements, tax returns, and borrower info to assess repayment capacity and credit risk. Review SBA program eligibility and ensure loan submissions meet guidelines. Prepare detailed credit memos with analysis, recommendations, and supporting docs. Conduct financial spreading and preliminary credit analysis to evaluate borrower viability. Review third-party and credit reports to support loan presentations. Maintain compliance with banking regulations, credit policies, and procedures. 🎯 Requirements Bachelor’s degree in Business, Finance, Accounting, or related field. Minimum 3 years relevant experience; 7+ years preferred. Experience with commercial credit analysis, lending processes, or financial evaluation. Knowledge of banking policies, lending practices, and credit risk principles. Familiarity with SBA lending requirements and eligibility guidelines. Strong financial analysis skills, incl reviewing financial statements and cash flow. 🎁 Benefits Medical, dental, and vision insurance. 401(k) retirement plan. HSA and FSA options. Paid vacation and sick time. Paid holidays. Paid parental leave.