Job Description
📋 Description Own portfolio profitability framework: margins, returns, concentrations by merchant/vertical Build recurring reporting for portfolio economics: yield, cash-on-cash, vintages Drive pricing levers (pricing, EPO discounts, approvals, take rates); cross-functional Identify improvements: segments/merchants under target; reprice, restructure, exit Design bespoke programs for high-value merchants to maximize EV Build evaluation framework for bespoke requests across the portfolio 🎯 Requirements SQL (or equivalent) data analysis; comfortable daily work and live exercise Consumer credit and lending unit economics: pricing, yield, vintages, cohorts Analytical rigor with commercial judgement and game theory mindset Independent owner of hard problems; not seeking to manage a team Backgrounds: quant trading, pricing/portfolio strategy in lender/fintech 🎁 Benefits 80% healthcare coverage for you and dependents 401k retirement plan Flexible paid time off starting day one Equal opportunity employer Accommodation support available on request
