Senior B2B Credit Policy Specialist

📋 Description Design, implement, and improve B2B credit policies for granting and expanding limits. Monitor portfolio risk using overdue rates, bad debt, and payment behavior. Develop risk-based pricing by analyzing customer profiles and terms. Partner with data teams to build credit and behavior scoring models. Support automation and data-driven decision making across processes. Advise Sales and Customer Success to align growth with financial sustainability. 🎯 Requirements Bachelor's degree in engineering, economics, statistics, business, or finance. Proven B2B credit risk experience: policy development, limit management, pricing. Advanced SQL; experience with Tableau, Power BI or Looker. Python knowledge a plus. Experience with automated decision engines and credit scoring (application/behavioral). Strong corporate financial analysis skills: P&L and SME cash flow. 🎁 Benefits Remote work flexibility anywhere in Brazil. Flexible scheduling to align work with personal needs. Home office support to create a productive workspace. Health, dental, and life insurance coverage. Wellbeing resources, including fitness, mindfulness, nutrition, and mental wellbeing programs. Paid time off: vacations, personal days, tenure days, and a birthday holiday.