Job Description
📋 Description \n \n Senior IC building and evolving ML systems across modeling lifecycle. \n Build, evaluate, and maintain underwriting and decisioning models. \n Design underwriting decision frameworks: modeling, automation, policy logic. \n Design and run experiments to measure impact on approvals, losses, margins. \n Understand consumer behavior, repayment dynamics, portfolio structure. \n Collaborate with Product, Engineering, Legal, Compliance, and Ops. \n \n 🎯 Requirements \n \n Master's degree in quantitative field; PhD welcomed. \n 5+ years applying ML/AI in decisioning (credit, risk, etc.). \n Experience with probabilistic models, calibration, score transforms. \n Strong experimentation skills: holdouts, lift, metrics. \n Model monitoring, degradation detection, retraining in production. \n Deep underwriting knowledge: bank & cashflow analysis, unsecured risk. \n Ability to explain modeling concepts to senior stakeholders. \n
