Senior Underwriting Manager, Home Lending

📋 Description

• Lead and develop a mortgage underwriting team for Home Lending.
• Translate credit policy into effective underwriting practices.
• Collaborate with Credit Strategy, Product, Risk, Compliance, and Operations.
• Improve underwriting workflows and tools with Product/Engineering.
• Monitor performance, quality, and trends to improve decisions and borrower experience.
• Establish escalation and decision-making for complex loan scenarios.

🎯 Requirements

• 7+ years residential mortgage underwriting experience.
• 3+ years people leadership experience.
• Experience evaluating income, assets, credit, collateral, and DTI.
• Experience applying conventional mortgage guidelines and credit policies.
• Experience interpreting mortgage credit policies and investor guidelines.
• Experience partnering with stakeholders in a regulated mortgage environment.

🎁 Benefits

• Competitive compensation, annual equity grants, and bonuses.
• 401(k) with company match; ESPP for eligible employees (US only).
• Comprehensive health coverage; HSA contributions (US only).
• Paid time off, parental leave, and wellness resources.
• Onsite perks at Bay Area, Austin, Columbus, NYC offices (opening 2026).