Staff Product Manager, Credit Underwriting

📋 Description

• Own underwriting roadmap across Dave’s credit products.
• Collaborate with Data Science, Engineering, and Product leaders to build a scalable underwriting
• Expand data signals beyond core bank data to improve CashAI performance.
• Own key metrics: take rate, loss rate, disbursement volume, retention.
• Lead experiments from hypothesis to rollout with rigor.
• Mentor others and shape underwriting-driven opportunities with senior leadership.

🎯 Requirements

• 8+ years in product or credit risk; 5+ years in credit/underwriting in fintech/banking.
• Hands-on underwriting models and decisioning strategy experience (cash-flow-based or alt-data).
• Track record of multi-quarter underwriting strategy.
• Strong quantitative fluency; can partner with Data Science on model design and monitoring.
• Experience navigating consumer credit regulatory/compliance requirements.
• Executive-level communication; able to present risk trade-offs to leaders.

🎁 Benefits

• Competitive compensation with equity options.
• Flexible hours, virtual-first culture, home office stipend.
• Premium medical/dental/vision, parental leave, 401(k) with match.
• Financial wellness support and flexible PTO with holidays.
• All-company virtual and occasional in-person events.