Senior Payment Risk Analyst

📋 Description

• Investigate live payment fraud cases across deposits, withdrawals, and settlements with timely
• Monitor transaction data for anomalies during high-volume market events.
• Write and tune fraud detection rules using transaction data to set defensible thresholds.
• Identify control gaps across the full payment stack and coordinate with Eng/Compliance/InfoSec to
• Own relationships with payment processors, card networks, and banking partners on risk matters.

🎯 Requirements

• 8+ years in payments risk, fraud risk, or transaction monitoring at fintech/exchange/bank.
• Direct experience with ACH, wire, card networks (Visa/Mastercard), and at least one real-time rail
• Working knowledge of BSA/AML fundamentals and SAR filing, detection, and monitoring systems.
• Experience setting quantitative risk thresholds (velocity limits, chargeback ratios) and defending
• Strong written communication; ability to produce memos/reports for senior stakeholders.
• Auditing a payment stack end-to-end and building a case for changes; familiarity with regulatory

🎁 Benefits

• Competitive salary & equity
• Unlimited PTO
• Full Health, Vision, & Dental coverage
• 401k match
• Hardware setup: new MacBook Pro, big display, & accessories