Mortgage Underwriter

📋 Description The Mortgage Underwriter analyzes, evaluates, and underwrites residential mortgage loan Review and underwrite mortgage loan applications (Conventional, Non-QM, DSCR). Analyze borrower credit, income, assets, employment history, and collateral to determine Evaluate alternative documentation programs (bank statements, asset depletion, ITIN, 1099, P&L). Calculate DSCR and perform income and risk analyses. Ensure compliance with Fannie Mae, Freddie Mac, ATR/QM, TRID, RESPA, TILA, HMDA and related 🎯 Requirements Bachelor's degree in Finance/Business/Economics or related field; equivalent experience acceptable. 2–5 years mortgage underwriting experience (Conventional and/or Non-QM). Strong knowledge of underwriting guidelines (Fannie Mae, Freddie Mac). Experience with Non-QM products (DSCR, alternative documentation). Proficiency with LOS, AUS (DU/LP), and e-document management systems. Analytical, detail-oriented, with strong communication skills. 🎁 Benefits Full-time position in an on-site office environment. Collaborative work with loan officers, processors, and management. Immediate joiner and US rotation night shifts as applicable.