Senior Credit Analyst

📋 Description Collect debtor financials via research, interviews, site visits. Validate DRA and ensure up-to-date credit risk position. Manage a debtor portfolio, incl. large exposures and sensitive files. Monitor worklists to meet volumes, time, quality, SLAs. Liaise with Risk Underwriting and share adverse information. Ensure compliance with Coface and regulators. 🎯 Requirements University degree in Finance, Business, Economics, Banking or equivalent. Min 10 years in credit risk analysis (Banking/financial services or credit dept). Read and interpret company accounts (audited/management/draft) incl. ratios. Understand company law, accounting principles, and legal group structures. Knowledge of macroeconomic trends as context for creditworthiness. Understanding of banking products and financing mechanisms. Experience in trade credit insurance or international corporate env a plus. Strong communication and presentation skills; good questioning. Credit or business research skills. Team player with ability to share information; collaboration. Previous management experience preferred. 🎁 Benefits Flexible working model; hybrid after first month. Central, modern office. Training budget for courses and language platforms. Career opportunities locally and internationally. Healthcare.