Senior Business Analyst – Banking & Financial Services (AI & Digital Lending)

📋 Description Lead end-to-end reviews and optimize lending workflows and LMS. Analyze requirements for commercial lending, retail loans, and digital banking. Gather functional and non-functional requirements for LMS platforms, AI tools, and automation. Create BRDs, FSDs, and user stories for loan origination and underwriting. Drive AI-enabled banking solutions like credit scoring models and automated decision engines. Communicate plans and insights to Risk, Compliance, Operations, QA, Product, and Tech. 🎯 Requirements Graduate in BA, Finance, Economics, IT, or related fields; MBA/CBAP/PMI-PBA preferred. Minimum 5 years BA experience, with 2-3 years in BFSI, including LMS and lending ops. Experience in AI-powered banking products and digital transformations. Strong knowledge of commercial lending systems, credit risk lifecycle, underwriting, and regulatory compliance. Familiarity with core banking systems, LOS/LMS, CRM tools, and cloud tech stacks. Proficiency in BA tools – JIRA, Confluence, MS Visio, Excel, Power BI, SQL. Experience in Agile/Scrum environments.