Job Description
📋 Description Oversee risk management and compliance for Monzo's Spanish Branch. Implement Spain's Risk Management Framework; monitor key risks. Support regulatory engagements, notably with Banco de España. Provide independent oversight across Credit, Operational, ICT/Security and Conduct risks. Act as Deputy MLRO for Spain and support AML/CFT compliance. Lead 2LOD governance, risk reporting and MI for Spanish operations. 🎯 Requirements 7+ years in Risk, Compliance or Internal Audit in Spain Deep knowledge of Banco de España rules and EBA/ECB regs (CRD V, PSD2, GDPR, DORA, AML/CFT) Experience with regulatory authorities and audits Expertise across Operational, ICT/Security, Conduct and Compliance risks Bilingual: Spanish native with strong English Self-starter with matrix reporting; ability to challenge senior executives 🎁 Benefits Hybrid work model; Barcelona base; travel to Dublin/London 38 days annual leave €1,200 learning budget per year Private healthcare Wellbeing and mental health support Flexible working hours
