Job Description
📋 Description Oversee risk management and compliance for the Spain branch. Implement Monzo’s Risk Management Framework in Spain. Monitor operational, conduct and compliance risks. Support regulatory engagements with Banco de España. Deputy MLRO for Spain; oversee AML/CFT compliance. Provide independent risk oversight and advisory to the Branch Manager. 🎯 Requirements 7+ years in Risk, Compliance or Internal Audit in regulated banks/fintechs. Deep knowledge of Banco de España regs; CRD V, PSD2/3, GDPR, DORA. Regulator engagement and compliance audit experience. Experience overseeing Operational, ICT/Security, Conduct, and Credit risk. Native/bilingual Spanish with strong English. Self-starter in matrix orgs; able to challenge senior execs. 🎁 Benefits Hybrid work: Madrid base; occasional travel to Dublin/London. 38 days annual leave including public holidays. €1,200 learning budget per year. Private healthcare and wellbeing benefits. Flexible hours and supportive team culture.
